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Crypto Markets & Analysis|Markets·Trading·Analysis

19 Aug, 07:18

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FASB proposes conditions for stablecoins to qualify as cash equivalents

The Financial Accounting Standards Board has proposed guidance on when companies may classify certain stablecoins as cash equivalents under US GAAP.

The proposal would add illustrative examples to the existing definition without changing it. A qualifying digital asset would need an on-demand contractual redemption right, a direct redemption right with the issuer for a known cash amount, and at least one-to-one segregated reserves held in short-term, highly liquid assets. The FASB said active secondary markets alone would not suffice if the holder lacks a direct issuer redemption right, and reserves comprising crypto assets or gold would disqualify a token due to valuation risks.


Companies would retain the choice of whether to present qualifying assets as cash equivalents and must consider relevant laws and regulations. The FASB is accepting public comments until Nov. 19, with an effective date to follow stakeholder feedback.

The proposal signals a clearer accounting path for stablecoins under US standards, potentially strengthening their institutional appeal.

#Crypto #Stablecoins #FASB #Accounting #USRegulation #DigitalAssets
@CryptoMktLens

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